Strategic Banking Partnership
Transforming National Infrastructure Payments
Transforming National Infrastructure Payments
| Revenue Stream | Adoption Rate | Annual Value | FNB's Share (Est.) |
|---|---|---|---|
| Card Transaction Fees | 50% adoption | K60 million | K30 million (50%) |
| Float Interest Income | 50% adoption | K13.3 million | K6.7 million (50%) |
| Account Management Fees | 100,000 accounts | K12 million | K12 million (100%) |
| Total Annual Revenue | - | K85.3 million | K48.7 million |
Access to K4 billion in annual transaction volume with projected K48.7 million in direct revenue from fees and float management. Start earning from day one with minimal investment.
Direct access to 100,000+ toll users for cross-selling banking products - current accounts, savings, loans, insurance, and investment products. Average account value potential: K2,000-K10,000.
Position as the innovative bank driving Zambia's digital transformation. First-mover advantage in government infrastructure payments with potential for expansion to other sectors.
Transaction data for credit scoring, lending decisions, and developing targeted financial products for transporters, logistics companies, and frequent travelers. Enhanced KYC and customer insights.
Government-backed project with guaranteed transaction volumes, minimal credit risk exposure, and scalable infrastructure that grows with your business.
Direct integration with your existing card processing infrastructure using RESTful APIs. Full compatibility with core banking systems. Real-time transaction processing with failover mechanisms.
PCI-DSS Level 1 compliant infrastructure. End-to-end encryption, tokenization, and 3D Secure implementation. Full adherence to BOZ regulations and international standards.
Sub-second transaction processing with 99.9% uptime SLA. Handle 10,000+ concurrent transactions. Automated reconciliation and settlement processes.
Real-time transaction monitoring and reporting. Customizable dashboards for your teams. Automated daily, weekly, and monthly reports.
Support for multiple payment methods and channels. Easy addition of new features without system disruption. White-label options available.
Pre-built connectors for major banking platforms. Dedicated integration team support. Go-live in 60 days with phased rollout option.
Successfully integrated with 5+ major banks in Zambia. Direct experience with core banking systems. Established relationships with card networks.
Zero regulatory violations since inception. Full BOZ compliance certification. Regular security audits and penetration testing.
30+ in-house developers and payment specialists. Certified professionals in banking integrations. 24/7 dedicated support infrastructure.
Platform handles 1M+ transactions monthly. Built on cloud-native architecture. Ready for 10x growth without infrastructure changes.
Week 1-2:
Shimabala Pilot Program:
Our Commitment:
